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About Us

WE MAKE THE HOME LOAN PROCESS AS SIMPLE AS POSSIBLE

BY GUIDING YOU THROUGH EVERY STEP!

At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you.

Right Key Mortgage, LLC. is a licensed mortgage broker in the states of Massachusetts, Rhode Island & New Hampshire.

Finding a great mortgage broker is the first step to Home Buying, Refinance or Investments. We offer low rates and the best customer service. At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you!

We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
 
We want to add you to our list of very satisfied customers!

MEET OUR EXPERIENCED TEAM

WE ARE EXPERTS IN OUR FIELD

The friendly staff at Right Key Mortgage is here to serve you.

Talita Guerrero


Talita Guerrero is a managing partner of Right Key Mortgage LLC. She has been in the mortgage business for over a decade, and has consistently been recognized for her high level of production and superior customer service. Talita has found success in the mortgage business for many reasons but most notably for always putting the customer first.

Her business continues to grow thanks to word-of-mouth referrals because of the superior customer service she provides. Talita moved from Brazil to the US as a child, she speaks English, Spanish and Portuguese fluently and she is very passionate about helping and educating her community about making smart financial decisions for their future in the US. She studied business with a concentration in management and earned a bachelor’s degree from UMass Boston. She currently lives in Freetown with her two children and when she is not busy closing loans, she loves being outdoors, traveling and caring for her animals.

 

David Luczkow


David Luczkow is a Senior Loan Officer with Right Key Mortgage. He brings over 25 years in real estate lending, investment and finance experience to the residential mortgage industry. While Dave has worked with several major real estate investment firms and Wall St banks in the past (he left that industry several years before the 2008 collapse to return home to Boston), his great joy is to work with people, to serve homebuyers and homeowners providing sound advice and great customer service on the largest financial transaction most people will ever make in their life. After working in NY on Wall St it became apparent to Dave that most people’s largest investment is not in the stock market – it’s in their home, and he decided to use his skills to help his clients make smart financial decisions with their home and mortgage.

Dave is married with 2 sons and one daughter and lives in Scituate MA. He graduated from the Wharton School of Business with an MBA in Finance and an MA in International Studies (Latin America), and Dartmouth College majoring in Economics. Dave also serves as the Treasurer of Crossroads Worship Center in Weymouth and volunteers coaching soccer. He still plays soccer despite his advancing age and loves to ski, bike and golf as well. He speaks Spanish and has studied abroad in Spain, Mexico and Paraguay.
 
Raphael De Souza


Raphael De Souza is a Loan Officer at Right Key Mortgage LLC. He has been in the real estate industry for about half a decade, and is always reaching for higher goals year after year. As part of the millennial generation he comes with specific skills that are strongly recommended for the mortgage industry. These skills include innovation, technology, customer service, along with many more! He doesn’t view closing loans as just a number for his job, but lives every moment with his clients striving to have them satisfied knowing that their dream of being a homeowner has been a success.

After witnessing his family’s financial difficulties in the economic crisis of 2008, as an early teenager, he knew what he wanted as a career. He rapidly excelled in the real estate industry with a mission to help future families with their goals (and dreams) of purchasing a home the correct way. Raphael came from Brazil when he was still a child, where his mother and father came to the United States for the pursuit of happiness. He has been studying finance in college and is on the verge of earning his Bachelor’s Degree. He currently lives in Saugus, MA where in his free time, he enjoys spending his time with family, doing outdoor activities (along with many sports), and touring the world.